Real-world notes for founders navigating the messy road from idea to launched product.
Your sponsor bank partnership is existential for fintech survival. Most startups pick wrong and get dropped within two years.
Chargebacks and fraud can kill fintech margins before you reach profitability. Learn how to build defenses into your product architecture from day one.
Learn how to build compliant fintech applications using Convex. SOC 2 Type II and HIPAA compliance capabilities for startups building financial products.
Understand when SOC 2 certification is necessary for fintech startups, the costs involved, and when it can be deferred.
Learn why fintech startups should build compliance into their MVP from day one, not retrofit it later. Practical architecture patterns and cost breakdowns.
Honest cost breakdown for fintech MVP development. Real numbers for compliance, integrations, and development across different product types.
A $50K compliance fine is just the beginning. Learn what fintech founders actually pay when they skip proper compliance infrastructure before launch.
Getting licensed to move money in the US costs $500k-2M and takes 12-24 months. The state-by-state breakdown founders need.
Misclassifying your fintech product as "not money transmission" is the fastest way to trigger regulatory enforcement. Learn how to classify correctly before building.
